The following features of TATA AIA Life Insurance makes the policy unique. Tata AIA Life Insurance Sampoorna Raksha Plan, a pure term insurance plan for strong financial security of your family & offers you the flexibility to choose the plan that suits your need. Ans: If you are a registered user, directly log into Tata AIA website with relevant username and password. The term insurance plans of Tata AIA Life InsuranceCompany are the best term insurance plan in India. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. You can renew your policy by using debit, credit card, or net banking option.Opt for Auto Renewal, when you initially sign up for the policy to save efforts and time. The minimum age to apply for a Tata AIA Term Insurance plan is 18 years. **Discount is offered by the Insurance company as approved by IRDAI for the product under File & Use guidelines #On the basis of your profile, CIN: U74999HR2014PTC053454 Policybazaar Insurance Brokers Private Limited (formerly known as Policybazaar Insurance Web Aggregator Private Limited) Policybazaar is currently registered as a Web aggregator by IRDAI. Its plan cover the whole life of insurer i.e upto 100 years and The claim ratio is above 98%. Main points of the Tata AIA Life Raksha TROP Plan which we should focus on are: There are five protection plans offered by Tata AIA Life. Whether you are a single, young entrepreneur, a family person with kids, a person with loans and mortgages or a healthy middle aged person, a term plan would always be a suitable life insurance policy for you. With extremely low costs and extremely high coverage, it makes all the sense in the world to buy a term plan, no matter what your life situation is. Tata AIA in Decmber 2016 placed a non-binding bid to acquire 70% stake in PNB Metlife @INR 2,700 crore. 2 Close to Eastern Express Highway Thane (West), Maharashtra-400607 The company offers specific plans which are available online only. Product information is authentic and solely based on the information received from the Insurer© Copyright 2008-2021 policybazaar.com. Tata AIA Term Plans offer a range of features such as death cover, tax benefits, extended life coverage and more. Tata AIA Life Insurance Sampoorna Raksha Tata AIA MahaLife Gold Plan Deduction from Proceeds. For new policyholders they must register on the website and proceed with the same steps. Tata AIA Life Insurance Maha Raksha Supreme is a non-participating Term Insurance plan that aims to protect the family in the event of premature death of the policyholder by providing financial support.. Key Features . The maximum tenure for these plans is 40 years. We all want to ensure that our loved ones are never short in terms of financial resources to live the life of their dreams. A term plan is a type of life insurance scheme which provides cover only for a particular time period. The claim for any indebtedness will have priority over the claim of any creditor, assignee, or any other interested party. Equal to the policy term or Limited pay for 5 or 10 years or Single Pay, Yearly, half-yearly, quarterly or monthly, It can be bought through online website of the company. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. One of the best ways to do this is through Term plans, the purest form of our insurance. The maximum age to apply for a Tata AIA Term Insurance plan is 70 years. With three different term plans available both online and offline, TATA AIA life insurance something new to the customers in all their plans. The tata aia term plan is wonderful with huge benefits like low premiums and the policy coverage is high 87%. Low cost – The greatest benefit of a term plan is that allows you to buy a substantial amount of life insurance at a very low cost. Maha Raksha Supreme. The age of the individual is taken to be 30 years. However, the only problem with term insurance is that you cannot surrender the plan mid way. The maximum tenure applicable on many term plans is 40 years. You would be directed to the homepage of your policy account. Life Insurance (Term Plan) in a Need and yes TATA AIA is helpful here. We Would love to interact with you, Tata AIA Life Insurance MahaRaksha Supreme, Aditya Birla Sun Life Term Insurance Plans, Max Life Insurance launches Covid-19 Rider, ICICI Prudential Life Insurance Policy Status. Policybazaar does not in any form or manner endorse the information so provided on the website and strives to provide factual and unbiased information to customers to assist in making informed insurance choices. Non-smokers are given preferential rates of premiums for maintaining a healthy lifestyle. Plans which are not available online can be purchased from agents, brokers, banks, etc. If you did not then you can do now by contacting customer helpdesk at the same toll free number. Benefits of TATA AIA Term Insurance Simply log into the portal and follow the link that leads to secured payment process. There is a unique option of a Life Stage Plus feature which the policyholder has to choose the inception of the plan. The minimum entry age for a policy term of 8 years is 10 (years). Of course you should buy term insurance! Tata AIA iRaksha TROP is a term insurance plan that provides the dual benefit of life insurance cover and return of premium. The Tata AIA Life Guaranteed Monthly Income plan is a non-linked, non-participating life insurance plan. 100% of premiums paid are returned at maturity. Claims are are good and the payback amount is around Rs.34 L after the policy get mature. If the life which was insured dies, death benefit is payable equal to the applicable Sum Assured as on death of the insured. The guaranteed maturity benefit and its various options are sure to help in many ways. There are dedicated offices at certain locations to directly file the claims. Tata AIA Life Insurance Company is a joint venture between Tata Sons Limited who owns the majority of the stake-holding in the company at 74% and AIA Group Limited who have the remaining holding of 26%. Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. A minimum guaranteed surrender value is equal to the sum of guaranteed surrender value and the surrender value of any subsisting bonus. The policy offers a flexible premium payment mode which is shorter when compared to the policy term. Choose best suitable protection plan for you and your family. Your premium is decided on age at which you buy the policy and remains same, throughout your life, Premiums can increase between 4-8% each year after your Birthday, Your policy application could be rejected or premiums increase by 50-100%, if you develop a lifestyle disease. The details of the plan are: The following table illustrates sample rates of premium for different premium payment terms and different ages. *The information provided on this website/page is only for information sake. Term insurance plans are offered by almost all insurers in the market. This policy provides life cover for the protection of the family of the insured in the unlikely event of the policy term. If you are not happy with the policy, you can return the policy with 15 to 30 days of its purchase. The premium will be determined using the filled details. All Rights Reserved.. See how age affects Term Insurance Premiums. Tata AIA Life Raksha Supreme Term Insurance Plan It is an online pure term insurance solution which is provided by Tata AIA. Ans: The policyholders must attach the relevant policy documents along with a filled surrender form at any of the branch locations in their city. Tata AIA Life Insurance Maha Raksha Supreme is a pure term insurance plan that provides required financial protection to your family. However, if a person doesn’t have this kind of a fund to fall back upon, it is important to buy a term plan that will provide financial aid to the family after the person’s demise. Investment Plans November 18, 2020 With Tata AIA Guaranteed Return Insurance Plan, you can get a protection cover for you and your loved ones. The TATA AIA Term Insurance plans provide ideal solutions for the secured future and let you deal with the biggest challenges and prepare you to face any sort of adversity. Term life insurance is one of the most handy, useful and affordable life insurance products available today. The entry age for TATA AIA Term Insurance plans varies between 18 years and 70 years. Introduction/Overview. Later in March 2017, Tata AIA joined hands with Tata Teleservices and launched m-insurance. Tata AIA Sampoorna Raksha + Plan is a non-linked, non-participating pure term life insurance plan that provides returns of the premium on maturity. Other notable points are: The table illustrates sample rates of premium for different premium payment terms and different ages assuming the coverage to be of Rs.1 crore. Some of the other benefits include the return of premium in case of survival of the policyholder on maturity and preferential premium rates for females & non-smokers. Rebates in premiums are also allowed for choosing high Sum Assured levels. While on one hand Tata is a leading group in the country specializing in multiple business ventures, on the other hand AIA boasts of being the largest listed pan-Asian life insurance group which has a presence in over 17 markets in the Asia Pacific region. With many advantages and almost no drawbacks, you can secure the future of your dependents with a term plan and rest assured that if something unfortunate were to happen to you, they would not be left in a financially challenging position. Features & Benefits of Tata AIA Life Insurance MahaLife Gold Life Cover up to 85 years of age; or option for Whole Life coverage (till age 100 years), Enhance your protection with Optional Rider, Large Sum Assured discount for Higher Coverage. Premiums can be paid regularly for the entire duration of the plan under the Regular pay option, for a limited period of 10 or 5 years only under the Limited Pay option or in one lump sum on inception of the plan under the Single Pay option of premium payment. The TATA AIA Term Insurance plan assures that it will be there when you would need it the most. They offer complete financial protection to your family and loved ones in the event of an eventuality. Presenting the Tata AIA Life Insurance iRaksha TROP, a plan that is the ideal solution to provide a strong 'foundation' to protect the income of our loved ones. This product is underwritten by Tata AIA Life Insurance Company Ltd. The cost at which you get the cover is so good that everything else becomes negligible. I too have done this insurance policy, thats ' why I can tell you better of this product. While we cannot foresee our future, we can definitely make plans to ensure that the dreams of our loved ones are never compromised, thereby providing a strong 'foundation' of financial security for them. Get an online discount of up to 10% when you buy online. Tata AIA Life Insurance. It gives the flexibility to choose between two death benefit options and most importantly, the company returns the premiums in case of survival of the policyholder till the maturity of the plan. The plan provides life insurance cover throughout the policy term for the financial security of your family and a monthly income that meets tomorrow’s requirements, thus … Protection Solutions No.110) CIN No. Internet services are great with easy interface and vast variety of policies are there with full descriptions. Download Brochure Know More. Q: What is the company’s process to settle claim for Tata AIA Term Insurance Plans? You will not get a better price anywhere else. Q: How can I check policy status for Tata AIA Term Insurance Plans? The minimum sum assured on TATA AIA term insurance plans is Rs. The features of the plan are as follows: The table illustrates the sample rates of premium payable by males and females depending on their smoking habits. In case you aren’t happy with your purchase, you can cancel your policy from MyAccount hassle-free at the click of a button. The policyholder can register claims by submitting their request at the customer care helpdesk or via an SMS. Here you go: Tax benefit. The plan is available online and it can be bought from anywhere just by visiting the company’s official website, Death benefit payable will be higher of the Sum Assured or 10 times the annual premium or 105% of total premiums paid till the date of death. Tata AIA Life Insurance Company is a joint undertaking by Tata Sons Ltd. and AIA Group Ltd (AIA). Hellow viewers, I am herewith one of the products of tata aia life insurance that is TATA AIA Mahalife Gold . Premiums can be paid regularly for the entire duration of the plan under the Regular pay option, for a limited period of 10 or 5 years only under the Limited Pay option or in one lump sum at the time of inception of the plan under the Single Pay option of premium payment. The product information for comparison displayed on this website is of the insurers with whom our company has an agreement. The maximum entry age in the same case is 60 years. Tata AIA Life Insurance iRaksha TROP not only ensures peace of mind due to financial protection provided to your family during the term of the policy but also return the Total Premiums Paid 1 at the end of the Policy Term. The experience and efficiency of both these companies have established Tata AIA Life Insurance Company in the insurance sector of the country. M-insurance will provide INR 1 lac life insurance policies to the subscriber base of Tata Teleservices in Andhra Pradesh and Telangana Flexibility – Since term plans are bought for a specific term, you can choose for how long you want to stay covered and how much you want the sum assured to be. Ans: Company offers a transparent claim process. There are many advantages if term life insurance. Term Insurance Plans & Protection Solutions in India - Tata AIA Life Insurance. If there is an unpaid loan or any indebtedness on Tata AIA MahaLife Gold Plan, it will be deducted from any payment or proceeds under this policy at the time of settlement. Return of premium – You can offer to pay higher premiums and opt for a return of premium plan, where at the end of the policy period, the premium would be returned to you if you survive. Tata AIA Life Insurance Freedom Plan is a non - linked participating endowment plan which enables the policyholder to gain guaranteed additions in order to enhance and boost his/her savings. A 15 day free look period is applicable for manually purchased policies while 30 day is applicable for policies purchased online. It offers a wide range of choices to ensure that the income for your family is protected. The Tata AIA Life Insurance MahaLife Gold is a participating whole life plan which provides life cover up till the ripe age of 85 years in exchange for a limited premium payment term. We believe in transparency & honest selling. Policybazaar is regulated by IRDAI and will always act in the policyholder’s interest. Rebates in premiums are also allowed for choosing high Sum Assured levels of Rs.75 lakhs and above. Now simply click the tab “Check Policy Details” to check the status of your policy and other relevant details. Premiums can be paid regularly for the entire duration of the plan under the Regular pay option or in one lump sum at the time of inception of the plan under the Single Pay option of premium payment. The policy tenure is 25 years and the coverage amount is Rs.1 crore. Tata AIA Life provides one of the best protection plans & term insurance policy in India. The plan offers life cover for a policy term of up to 40 years or to 80 years of age and also gives you the option of enhancing your insurance cover with optional riders. U66010MH2000PLC128403 Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013. Tata AIA Life Insurance, B-wing, 9th Floor, I-Think Techno Campus, Behind TCS, Pokhran Road No. The chosen Sum Assured and the tenure of the plan are also varying at each instance. What are the modes of payment available? From the above mentioned points, we can clearly see that the advantages overwhelmingly outweigh the disadvantages and so you must most definitely get a term plan today if you haven’t done so already. Tata AIA Life Insurance Company Limited (Tata AIA Life) is a joint venture company, formed by Tata Sons and AIA Group Limited (AIA). This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance. Good future investment. In case of Sub Standard lives, extra premiums will be charged as per our underwriting guidelines. The death benefit is higher of Sum Assured chosen or 10 times the yearly premium or 105% of premiums paid till death or the total premium paid till death. However if you die before that, he may need financial assistance. Tata Term Plan. Features and Benefits of TATA AIA Life Insurance. Fixed premium – No matter what length you take the plan for, your premium will be fixed throughout, and so you don’t have to appear for medical tests, etc during the policy tenure and have the premium increased. Today, the company offers a multitude of products to its customers to meet their insurance requirements. This is applicable under Section 80 C and 10 (10 D) of … Q: What is the policy renewal process for Tata AIA Term Insurance Plans? The plan has return of premium option on maturity so that the policyholder does not lose the premiums paid on survival till maturity. People who inherit a lot of money may feel secured about their future and also about the financial security of their dependents after their demise. Riders – A term plan can be customized by adding additional riders such as waiver of premium, accidental death, etc. Tata AIA is a private life insurance company renowned for its diverse range of offerings. However you cannot get a surrender value and once you discontinue, you lose the cover as well as the previously paid premiums. An online term insurance plan offering higher coverage levels at lower rates of premiums. Now with every Term Plan you purchase from us, we will plant a sapling on your behalf. The Tata AIA Group Term Life Insurance Plan can be reinstated at any time during the policy tenure. Sample illustration of premium amount in Tata AIA Life Raksha Plan The below illustration is for a healthy Male (non-tobacco user) opting for a Sum Assured = Rs. CUSTOMER SERVICE TEAM. The death benefit payable will be the amount higher of the Sum Assured or 10 times the annual premium or 105% of total premiums paid till the date of death for regular premium payment option and higher of Sum Assured or 125% of the Single Premium paid under the Single Premium payment option. Q: How to pay premium? With a Tata AIA Life Insurance Term Plan, you ensure that your loved ones are never short in terms of financial resources to live the life of their dreams- in the World of their dreams. Insurance cover is available under this product. The compensation provided by a term insurance plan may help a family avoid the financial turmoil associated with the loss of the primary earner. For online payment mode, the policyholder can pay via; Alternatively, the policyholder can pay in cash or drop cheque at any of the payment collection centers or dropboxes mentioned on the Tata AIA website. You have the option of choosing your sum assured based on which the policy term … Tata AIA Life Insurance Sampoorna Raksha: A term insurance plan that ensures complete financial protection for your family. Written By: PolicyBazaar - Updated: 23 December 2020. The customer only needs to log into the company’s website, choose the required plan, choose the coverage and provide the details. Upon receiving the correct documents, the deposited amount is credited into the policyholder’s bank account as per the company’s records, and the policy is cancelled. The minimum annualized premium for a policy term of 5 years is Rs 75,000. Every call happens on recorded lines to ensure unbiased advice & No misselling. This makes it possible for people of all financial levels to have life insurance. Buying a Life Insurance policy is a long-term commitment. The option enables the policyholder to increase the Sum Assured during the tenure of the plan up to a maximum of Rs.50 lakhs at important milestones of the insured’s life like marriage and childbirth. In Tata AIA Life’s Guaranteed Monthly Income Plan, the minimum entry age for a policy term of 5 years is 13 (years). Besides, you can meet your goals like Child’s Education, Marriage, or Retirement planning, with this insurance plan. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/ Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. The eligibility conditions to buy Tata AIA Sampoorna Raksha Term Plan are as follows: Minimum age required for entry in the plan is 18 years and maximum age for entry for regular pay is 70 years and for limited pay of 5 years is 65 years, for limited pay of 10 or 12 years is 70 years and for limited pay, till 60 years age is 50 years. Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001, IRDAI Web aggregator Registration No. 50 lakhs, while there is no upper limit. Approval for registration as an Insurance Broker is pending with the IRDAI. 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