The policyholder can choose from a wide range of sum insured options at affordable premiums, from Rs. Standard T&C apply. Sickness Hospital cash is provided in which a daily cash amount is paid for each continuous and completed period of 24 hours if the insured person is hospitalized for more than 24 hours, due to sickness. Get Energy – Diabetes Health Insurance Plan from HDFC ERGO - A plan for diabetes and hypertension that won’t keep you waiting even for 1 day. Daycare procedure cash is provided if the insured undergoes any of the 10 identified daycare procedures that do not require 24 hours hospitalisation. It will cover you at the age when health insurance is utterly required. There is a facility for E-opinion, which enables the insured to request for a second opinion from another medical practitioner and the insurer does provide the same. Lifelong renewal makes this policy a preferred one. HDFC ERGO Health provides a vast array of health insurance plans that caters to individuals, families, senior citizens, and corporate houses as well. Apollo Munich Health insurance Company has provided Online Renewal process in order to save the customer’s valuable time. Reg. Apollo Plans offer 10% family discount on premium if 3 or more persons are covered under the same policy in family floater. 1,63,00,00,000 and the transaction has brought the company at a value of Rs. *All savings provided by insurers as per IRDAI approved insurance plan. What should diabetes patients do to manage their blood sugar? 101,First,Inizio,Cardinal Gracious Road, Chakala, Oppposite P & G Plaza, Andheri (East), Mumbai Mumbai City MH 400069 IN, HDFC ERGO Health Insurance Ltd. (formerly Apollo Munich Health Insurance) iLABS Centere, 2nd & 3rd Floor, Plot No 404-405, Udyog Vihar, Phase-III, Gurugram, Haryana 122016, For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. If your Health Insurance policy renewal date is missed and you failed to pay the premium on time, then don’t worry. What is Waiting Period in Apollo Munich Health Wallet Health Insurance Plan? The plan also pays for expenses incurred on day care procedures, parent's hospitalization, convalescence benefit, etc. • Grace period of 30 days for renewing the policy is provided. Policybazaar does not in any form or manner endorse the information so provided on the website and strives to provide factual and unbiased information to customers to assist in making informed insurance choices. The company is all set to introduce Critical Advantage, which covers up to eight critical illnesses that can be treated abroad, and will also take care of the travelling expenses and accommodation expenses for the insured and a person accompanying the insured. 404-405, Udyog Vihar, Phase-III, Gurgaon-122016, Haryana Corp. Off. This is where HDFC ERGO Health Insurance Limited provides you an optimal solution. It wouldn’t really be an exaggeration to say that HDFC ERGO Health has made health insurance pretty simple for everyone, over the decades of its operations. We Would love to interact with you, Merger of HDFC ERGO Health Insurance with HDFC ERGO General Insurance, HDFC ERGO Health Wallet Individual Insurance, HDFC ERGO Optima Vital Health Insurance Plan, HDFC ERGO Optima Senior Health Insurance Plan, HDFC ERGO Optima Plus Health Insurance Plan, HDFC ERGO Optima Cash Health Insurance Plan, HDFC ERGO Easy Health Exclusive Insurance Plan, HDFC ERGO Optima Super health Insurance Plan. This plan has coverage of up to for the self, spouse, dependent children, and dependent parents. HDFC ERGO General Insurance Company offers 30 days grace period to renew your policy. HDFC ERGO Health Wallet Renewal Process (formerly known as Apollo Munich Health Wallet Renewal) Health wallet policy comes with lifelong renewal feature which means there is no maximum cover ceasing age. The coverage includes hospitalization expenses, maternity expenses, daycare procedures, and organ donor expenses. 1 Lakh to Rs. Accidental Hospital cash is provided in which a daily cash amount is paid for each continuous and completed period of 24 hours if the insured person is hospitalized for more than 24 hours, due to an accident. If you have 5 lacs sum insured with Health Wallet, and make a claim of 5 lacs at the time of first claim, you will still have 5 lacs for your future claims in that policy period. There is a Shared Accommodation Benefit if the insured person opts for a shared accommodation in a network hospital. Section I Cost Sharing Not Applicable Renewal Conditions • Policy is ordinarily life-long renewable, subject to application for renewal and the renewal premium in full has been received by the due dates and realisation of premium. Health insurance plans offered by the HDFC ERGO Health Insurance can be applied to through multiple channels like: Farhan Akhtar, its brand ambassador, is starring in a TVC series. HDFC ERGO is a 51:49 joint venture between HDFC Ltd and ERGO, which is the primary insurance entity of the Munich Re Group of Germany. The premiums paid towards a health insurance policy are exempted from tax under section 80D of Income Tax Act, 1961. It is always recommended that one must be prepared at the earliest with all the safety measures before getting attacked. The CEO at HDFC ERGO Health Insurance , Antony Jacob stated we obviously look for the best treatment for our loved ones. However, the transaction is projected to close by the end of the second quarter of 2016 as regulatory approvals are yet pending on the deal. Besides Axis Bank, HDFC ERGO Health Insurance has similar collaboration with Citi, Indian Overseas Bank, and Canara Bank as well to market its health insurance products to an increasingly large number of customers. 50 Lakhs, Medical expenses in case of hospitalisation are covered, Expenses incurred before and after treatment at hospitals, covered for 60 and 90 days, respectively, Expenses incurred for the treatment of the organ donor during organ transplantation are covered, Expenses incurred for inpatient treatment under Unani, Ayurveda, Homeopathy, and Sidha are covered, as per AYUSH Benefit, After four claim-free years, a free comprehensive health check up is provided. Initially it would look like “6000013840” and a number is added to it every year at the time of renewal, ... HDFC ERGO Health Insurance Ltd., IRDA Registration No. The increasing cost of medical treatment at the hospital has led to the increasing demand for health insurance plans. There is waiting period in this policy indicated here 1) Hospitalization treatments covered only after 30 days except for accident injury. Moreover, it covers joint accidental hospitalization expenses for two or more insured members. The policyholder gets a 100% restoration of the basic sum insured on the first claim during the policy term. It is a cashless cover without any sub-limits and co-pay clause. This is on the condition that the insured person had enrolled under the policy before the age of 50 years and has renewed the plan continuously without a break, This plan has coverage of up to for the self, spouse, dependent children and dependent parents. Convalescence cash is provided in the form of a lump sum amount if the insured person is hospitalized for more than 7 continuous days. The hospitalization expenses are covered without any co-pays or sub-limits. 10, DLF Cyber City, Phase -II, Gurgaon, Haryana-122002 Registered Office: Apollo Hospital Complex, Jubilee Hills, Hyderabad - 500033: Mail to 10, DLF Cyber City, Phase -II, Gurgaon, Haryana-122002 Apollo Munich Easy Health Insurance plan is a cover for treatment against illnesses and accidents or injuries requiring in-patient hospitalization. The HDFC ERGO Health Insurance Limited proposes a wide range of health insurance plans. Standard T&C apply. HDFC ERGO Health Insurance, has now merged with HDFC ERGO General Insurance Company Ltd. HDFC ERGO Health Insurance Limited strives to become a trusted leader in the health insurance industry; it provides simple yet innovative solutions for health insurance. The self and spouse may be covered under the plan on an individual sum insured basis. Below-mentioned are a few instances where you can calculate the premium by using the health insurance premium calculator provided by the company: HDFC ERGO Health Insurance launched its latest ad spot for ‘#BeWinsured’ campaign to highlight its Health Wallet plan, launched under a fresh category ‘Winsure’. Customers of Easy Health and Optima Restore health insurance policy with sum insured of Rs 10 lakh or more can purchase the critical advantage rider to mitigate specific ailment costs at medical facilities outside India. Individuals willing to availing a health insurance plan can directly call the company’s sales helpline at 1800 103 0555 and speak to the customer service representative. This is a top-up health insurance plan that pays a lump sum amount as the benefit for an identified critical illness that is mentioned in the list of 37 critical illnesses, or surgical procedures or medical events. Renewal premium is calculated based on insured age at the time of renewal. Insurance coverage is provided from the age of 5 to 65 years. 2000, Rs. Pre and post hospitalisation expenses are included in coverage. **Discount is offered by the Insurance company as approved by IRDAI for the product under File & Use guidelines #On the basis of your profile, CIN: U74999HR2014PTC053454 Policybazaar Insurance Brokers Private Limited (formerly known as Policybazaar Insurance Web Aggregator Private Limited) Policybazaar is currently registered as a Web aggregator by IRDAI. The company will restore the full amount whenever a new illness is diagnosed at no extra paperwork and charges of any sort. 12 months for diseases like hernia, joint replacement, cataract etc. This policy is recommended, however, if you are looking for a wider coverage, consider higher variants of Apollo Easy Health Plan. Non-Trivial AngularJS Made Easy: Everything you need to kickstart AngularJS projects: a best-practice directory structure, an intelligent build system, and the best web design libraries around. The Critical Advantage Rider has two variants – $2.5 lakh (nearly Rs 1.5 crore) and $5 lakh (about Rs 3 crore). 50 Lakh with Reserve Benefits, Adults- 18 years and 65 yearsChildren- 3 months and 25 year, All the members are covered under single premium, Children- 3 months to 25 yearsAdults- up to 65 years, Additional 7.5% discount for 2 Years Premium, Discount of 7.5% is given whenever you go for a 2 year policy, 15% for twin sharing room.30% for single occupancy.30% for specified Illness or surgeries 15% for day care procedures, Rs. How Network vs. Non-Network Hospitals Affects Health claims? Renewal Loyalty Discount of 5% on the renewal premium of the Insure Health Policy can be availed when it is Section 2 a) Benefits renewed, as a cross selling credit to buy any other Apollo Munich Health Insurance Policy within 365 days from the renewal date. • No loading shall apply on renewals based on individual claims experience. Under the platinum plan, a female who is insured will receive twice the daily sickness cash amount for maternity. What is the difference between term insurance, life insurance and health insurance? HDFC ERGO Health Insurance Company’s CEO, Antony Jacob, said "While people have this fear of how to choose the best healthcare facility, they also wonder how to fund their travel cost.". The HDFC ERGO Optima Vital Health Insurance Plan is a critical illness health insurance policy that covers the expense incurred on the treatment of the specified critical illnesses. The coverage required is Rs. 10 Lakhs. 2) All pre-existing diseases will be covered after a waiting period of 3 years from the policy date. 7,03,00,00,000. The plan covers the cost of hospitalization, maternity expenses, Ayush treatment expenses, with critical illness rider benefits. The sum insured for the critical illness ranges from 50% to 100% of the sum assured, subject to a minimum amount of Rs. The cost of such treatments along with the travel expenses become a big concern for us. And if you fail to make the payment then your insurer can deny your renewal request even if you want to make the payment. Renewal premium is based on the age of the policyholder at the time of policy renewal. Last year you had covered yourself and family with a total health cover, how about continuing the trend and renewing policies online instantly to enjoy continuity benefits. 1000, Rs. First 30 Days from Policy Inception Only accidental hospitalisations shall be admissible in … What are the services that you keep recharging regularly for immediate benefits? The premium to be paid for their Easy Health Standard health insurance plans comes to Rs.11, 830. Apollo Munich Maxima Health Plan Introduction. The entity that has merged is HDFC ERGO General Insurance Company. The two companies successfully merged on November 13, 2020 after the merger approval was given by the National Company Law Tribunal and the IRDAI. Use the restore sum insured to pay your future claims. The HDFC ERGO Easy Health Exclusive Insurance Plan offers coverage on family floater basis with optional cover for critical Illnesses. 1 Lakh to Rs. Apollo Munich Insurance Company has 4000 hospitals in 800 cities to provide cashless treatment without any problems. Coverage is provided from the age of 5 to 65 year. The HDFC ERGO Optima Plus Health Insurance Plan is a top up health insurance policy that covers higher hospitalization expenses at a nominal premium. However, the policy requires timely renewal. *The information provided on this website/page is only for information sake. The company endeavors to make high-quality healthcare services easily accessible to every member and customer. With this campaign, HDFC ERGO Health intends to highlight the benefits of its health plan that caters to the current insurance needs of the insurance buyers. Sickness ICU Cash is provided in which twice the daily amount is paid for each continuous and completed period of 24 hours if the insured person is hospitalized for more than 24 hours due to sickness. B wants to buy a plan for himself and his newly married wife. Critical Advantage rider offers you cashless cover with no co-pay clause to go abroad for the treatment. The HDFC ERGO Health Insurance offers the facility of portability if the customer wishes to port their plans from other health insurance companies to HDFC ERGO Health . Renewal Conditions ... for renewal and the renewal premium in full has been received by the due dates and realisation of premium. Apollo Munich Health Insurance Co. Ltd. nd2• 3 rd Floor, iLABS Centre Plot No. A policy holder gets a 45 days prior reminder from … Of course, there are many of them that you need to keep going with the on-going lifestyle. 2000 are covered, Expenses incurred for the treatment of the organ donor during transplantation are covered, A lump sum amount is provided if the person opts to stay in a shared accommodation while being hospitalized, Automatic restoration of the basic sum insured if the customers’ basic insured is exhausted during the course of the year. Accidental ICU Cash is provided in which twice the daily amount is paid for each continuous and completed period of 24 hours if the insured person is hospitalized for more than 24 hours, due to an accident. It is a unique plan that can be converted to a fully-fledged health insurance plan on retirement with no deductibles. The sum assured is increased by 50% for every claim free year with No-claim-bonus. The HDFC ERGO Optima Senior Health Insurance Plan is a comprehensive health insurance policy that is designed for senior citizens who frequently require medical attention. Antony Jacob, Chief Executive Officer, HDFC ERGO Health Insurance , says that the company in collaboration with Axis Bank is going to design custom-tailored health insurance plans for the existing as well as prospective customers of the bank, based on their requirements. The plan offers unique features like the Restore benefit under which the sum insured is automatically restored if it’s exhausted during the policy term. Choice of treatment at any of the network hospitals across the country under cashless facility, Expenses incurred before and after medication covered for 60 and 90 days, respectively, Daycare procedures are covered that do not require 24 hours hospitalization, Domiciliary treatment is covered where the treatment is undertaken at home, Emergency ambulance charges up to Rs. Points to Consider. 48 months for pre-existing diseases (can be reduced to 1 year on continues renewals). While renewing, you can also opt for different health policy, add and remove dependents, can change the sum assured, remove or attach rider policy, and change the term of the policy. Grace Period of 30 days for renewal. 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